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Debt-Free College Expert, Gwen Richardson, Releases 2018 Edition Of Scholarship Book

Gwen richardson

Houston, TX  — Houston author and entrepreneur, Gwen Richardson, has released the 2018 edition of her NAACP Image Award-nominated book, 101 Scholarship Applications: What It Takes to Obtain a Debt-Free College Education.

Ms. Richardson’s daughter has attended North Carolina Central University (NCCU), an HBCU, for four years as an accounting major and is entirely debt-free. The cost of her daughter’s education – $30,000 per year including out-of-state fees – has been financed entirely with scholarships and grants. She will graduate in May 2018.

Ms. Richardson began researching scholarship opportunities when her daughter was a sophomore in high school. As a result, her daughter entered NCCU debt-free as a freshman. The authors research culminated in the creation of the first edition of the book, which was published in September 2014. That edition was nominated for an NAACP Image Award, and a revised edition of the book is published in January of every year.

The highlight of the book is a comprehensive listing of more than 250 scholarship sources, including award amounts, eligibility requirements, and direct website links. The 2018 edition is available on in paperback and Kindle formats, and autographed copies may be obtained via the author’s website,

Retired Army officer George Hudson of Edgewood, Maryland, purchased the book to assist his son with college finances. “My son finished The Citadel in 3.5 years and left school with a surplus of funds,” says Hudson.

Ms. Richardson is a frequent speaker and advocate for debt-free college and periodically hosts seminars on this topic. She also conducts free 15-minute Facetime sessions with groups of 5 or more as long as one person from the group has purchased the paperback version of the book. Sign up for one of the 15-minute Facetime sessions online here:

Starting Monday, January 15, Ms. Richardson will host a 12-week series of Monday evening live chats via Facebook at 7:00 p.m. CST. The 15-minute chats will cover topics related to debt-free college and the scholarship process. The video chats and other information about scholarship opportunities will be posted on this Facebook page:


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Phyllis Coley
Phyllis D. Coley is CEO/Publisher of Spectacular Magazine and Host of Spectacular Magazine Radio Show. With a B.A. in English from NCCU, the Durham native began her professional career as Promotions/Marketing Director for New York City’s WKTU-FM. While at the radio station, Coley discovered the rap group Kid ‘n Play and managed them for five years, guiding their music and movie careers to success. Moving back to Durham, Coley produced a nationally syndicated television show, The Electric Factory, while working as News Director for FOXY 107/104. In April 2002, recognizing a void in highlighting the achievements of African Americans, she started her own business publishing ACE Magazine. Coley launched Spectacular Magazine in November 2004. Recognizing the lack of pertinent and truthful information, Coley began Spectacular Magazine Radio Show in March 2009. Coley is the organizer of Durham's Annual MLK/Black History Month Parade and the Annual North Carolina Juneteenth Celebration. She currently serves on Central Children’s Home Board of Directors, Raleigh Chamber of Commerce’s Board of Advisors, as Immediate Past Secretary of the Durham Rotary Club Board of Directors and is one of the founding members of the Triangle United Way’s African American Leadership Initiative.

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